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Category: General
Posted by: admin
When you reach a certain age, mostly when the retiring age comes, Medicare is an important insurance that one must be thinking about and when it comes to that, you need a policy that helps in making health care costs lighter.

What is Medigap?

Medigap is an added health insurance that is purchased from private companies to shoulder health care costs that your original Medicare plan doesn’t cover like:
• Copayments
• Coinsurance
• Deductibles
• and coverage even for when you travel outside the United States



Purchasing Medigap

The decision to go from your original Medicare Supplement Plans 2019 that your original Medicare plan will pay its share of the Medicare-approved costs and then comes Medigap to pay its share.

What You Should Know

• Medicare Part A and Part B should be something that you have.
• Medigap policies are not the same as Medicare Advantage Plans. The advantage plans finds ways to acquire Medicare benefits while Medigap is an add-on to your existing or original Medicare benefits.
• Because Medigap is supplemental to Medicare, you pay both monthly premiums.
• Medigap caters to one client only. Additional family members like a spouse who wishes to get Medigap will have a separate policy.
• Any licensed insurance company can sell Medigap.
• It is renewable even if you do have health problems as long as the premium is paid.
• Medicare Prescription Drug Plan is something that you can get to over your prescription drugs.
• The law does not allow Medigap to be sold if you already have the Medicare Advantage plan.
• Medigap is a policy that does not coverlong-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
• Insurance companies will always set their own prices so to Medicare Supplement Plans 2019and make your decision, go look around and weigh the differences.
• Medigap shoulders Medicare co-payments and also co-insurance hospital stays and other services which you could inquire on.
Category: General
Posted by: admin
Choosing the insurance provider might be the most important decision we’ll make in these kinds of situations. This is mainly because the provider will most likely dictate the quality of the service and the number of benefits that we can get based on the amount of money that we are paying. We have to understand that this is a necessity nowadays so we will have to choose a provider one way or another. The good news is that there are some insurance providers that are considered the best when it comes to their field such as Aetna.

The Benefits from Aetna

The reason why the Aetna Medicare Supplement offers is considered the best is many because of the benefits. It is also good to note that the offers are getting positive feedback from their clients.



1. Fitness Membership – the idea behind fitness for the clients is basically offering health as something that is very affordable. On top of that, this kind of offer will definitely help the clients be a lot healthier. The best thing about this is that it may target the source of the condition and help treat it.

2. Dental, Vision and Hearing Benefits – most of the other plans from other providers do not really include these things. Unfortunately, there are even some people who consider these kinds of things unnecessary which should not be the case. There are some serious cases that might start from these areas of concern.

3. Flu Shots – things that are as simple as flu shots can be taken anywhere. Most of the times, this is taken for granted and Aetna makes sure that this is available all the time for their clients. This is to ensure their health and provide them with the service that they deserve.

There are definitely more benefits that we can get from Aetna so feel free to visit their website.
Category: General
Posted by: admin
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